Tax-Efficient Investing Skill for Muse
Keep more of your returns: asset location, Roth conversions, RMDs.
- What
- Keep more of your returns: asset location, Roth conversions, RMDs.
- Cost
- Free
- Needs
- None for the manual itself. The verification script needs Python 3 with numpy/scipy.
- Install
- Copy the installer prompt below into your Muse — your agent does the rest.
An in-depth manual for minimizing taxes on your investments: asset location by account type (bonds/REITs in IRA/401k, stocks in taxable), tax-loss harvesting with the wash-sale rule (61-day window, including your spouse's accounts), tax-lot selection (HIFO/FIFO/specific identification), Roth conversion breakeven analysis, RMD planning (SECURE 2.0, age 73), retirement withdrawal sequencing (taxable → deferred → Roth), and charitable strategies (donating appreciated stock, QCDs, donor-advised funds). Key formulas, fully worked numeric examples, common pitfalls — plus a Python module (`tax_efficiency.py`) with a `--verify` mode that validates the SKILL.md's own examples. Discovered via skills.sh. Honest note: US tax code only; advanced material — best for investors juggling several account types; the script needs Python plus numpy/scipy. Skill Harbor never reviews the code, review it yourself before use. Not verified.
Curated by Skill Harbor — free, open-source skill (MIT) by @joellewis.
Version:
Install
Prerequisites: None for the manual itself. The verification script needs Python 3 with numpy/scipy. Install "Tax-Efficient Investing Skill for Muse" for me. Get an in-depth manual for minimizing investment taxes: asset location, tax-loss harvesting with wash-sale rules, Roth conversion math, RMD planning, withdrawal sequencing, and charitable strategies — with a script that verifies its own examples. Repository: https://github.com/joellewis/finance_skills/blob/main/plugins/wealth-management/skills/tax-efficiency/SKILL.md 1. Fetch the SKILL.md file (plus the scripts/ folder) from the repository path into a temporary folder and summarize what it does in one or two sentences. 2. Safety check: review the SKILL.md and scripts for anything suspicious (unexpected network calls, shell commands, credential harvesting). This repo should contain zero secrets in code. Verify that holds here; STOP on any red flag and tell me. 3. Install it as a skill: copy SKILL.md and its scripts/ folder into the agent's skills directory, in a folder named "tax-efficiency". 4. Verify with no network calls: frontmatter valid, files in place. 5. Report what was installed, where, and what I still need to do myself. GitHub is optional: if I have a GitHub account or the gh CLI, you may use it; otherwise public access is fine. Rules: don't touch anything outside the temp folder and the install target. If anything looks off, stop and ask me.
Questions
How do I install a build?
Every product page includes a copy-paste install prompt. Paste it into your Muse and it sets the build up for you — no manual configuration.
Where does my money go?
Straight to the seller. Skill Harbor never processes payments: checkout happens on the seller’s own page, usually Stripe.
What does the ✓ next to a creator’s name mean?
It means we confirmed the identity of the person behind the listing. It says nothing about the code itself — always check a build before installing it.